Investor Relations

Can You Say This About Your Bank?

"First National Bank of Northern California has been with us all the way!"


– Customer, Dee Harley, of
Harley Farms Goat Dairy

FNB Bancorp Appoints New Director, Merrie Lightner

South San Francisco, CA: 4/1/2007:

FNB Bancorp (Bulletin Board FNBG), the holding company for First National Bank of Northern California, is pleased to announce the appointment of Merrie Turner Lightner to the Board of Directors of FNB Bancorp and First National Bank of Northern California, effective April 1, 2007.

Ms. Lightner is Vice-President and Chief Financial Officer of the Lightner Property Group, Inc., based in San Francisco. She is also a California attorney at law and a licensed real estate broker, and a former commission president of the San Francisco Rent Stabilization and Arbitration Board. In addition, Ms. Lightner has extensive business experience in real estate management and development matters.

“Merrie brings a wealth of experience and skills to FNB Bancorp and First National Bank of Northern California,” said Mike Wyman, Chairman of the Board. “Her background within the San Francisco business community, along with her legal and real estate experience, add tremendously to our Board and the Bank.”

First National Bank of Northern California was established in 1963 in Daly City, California. Today, the Bank has 11 branches in San Mateo County and two branches in San Francisco with total assets of approximately $600,000,000 (six hundred million dollars).

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Cautionary Statement: This release contains certain forward-looking statements that are subject to risks and uncertainties that could cause actual results to differ materially from those stated herein. Management's assumptions and projections are based on their anticipation of future events and actual performance may differ materially from those projected. Risks and uncertainties which could impact future financial performance include, among others, (a) competitive pressures in the banking industry; (b) changes in the interest rate environment; (c) general economic conditions, either nationally or regionally or locally, including fluctuations in real estate values; (d) changes in the regulatory environment; (e) changes in business conditions or the securities markets and inflation; (f) possible shortages of gas and electricity at utility companies operating in the State of California, and (g) the effects of terrorism, including the events of September 11, 2001, and thereafter, and the conduct of war on terrorism by the United States and its allies. Therefore, the information set forth herein, together with other information contained in the periodic reports filed by FNB Bancorp with the Securities and Exchange Commission, should be carefully considered when evaluating its business prospects. FNB Bancorp undertakes no obligation to update any forward-looking statements contained in this release.

For further information contact:
Dave Curtis
Senior Vice President & Chief Financial Officer
Tel: (650) 875-4862
Fax: (650) 588-9695