We will be performing system maintenance, on 8/21/14 between 6:00 to 8:00 a.m.
which may cause service interruptions to Online Banking and Telebanc.

Card Services

Can You Say This About Your Bank?

"First National Bank of Northern California has been with us all the way!"


– Customer, Dee Harley, of
Harley Farms Goat Dairy

Credit Card Services


Personal Visa® Credit Card Program

  • 3 great options
  • Valuable merchandise and travel rewards
  • Premier security and convenience features

The Credit you Deserve

Your credit card says a lot about you. A new First National Bank Visa card says you’re getting the most value, convenience and security every time you use it. It also says you’ve got a family of experts standing behind you to answer any questions and to make sure you’re getting the most from your card.

Great rates

First National Bank Visa cards offer some of the most competitive rates around. So you can feel good about using your card to buy the things you need.


Unsurpassed Security and Convenience

The Visa symbol on your new First National Bank card gives you the freedom and assurance of having a worldwide leader on your side. So you can rest assured your card will always be there for you – and only you.

  • Welcome anywhere Visa credit cards are accepted
  • Cash access at more than 380,000 ATMs (once you order and select a PIN)
  • Zero liability from unauthorized card use when you notify us promptly*
  • Additional cards at no extra charge


* Covers U.S.-issued cards only. Visa’s Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa. See your cardholder agreement for more details.

3 Great Options to Fit Your Life

Whether you want the simple peace of mind of having a basic card or the exciting rewards of a premium card, there’s a First National Bank Visa card for you.

Visa Classic

Perfect for young professionals or anyone trying to establish credit.

  • No annual fee
  • Convenience checks
  • Online access

Visa Platinum

The service and recognition you deserve.

  • Minimal annual fee
  • All the advantages of Visa Classic
  • Travel Benefits: Car rental, hotel stays, airline tickets and vacation packages
  • Quality Merchandise: Fitness and recreation equipment, home entertainment, and gourmet kitchen appliances
  • Visa Platinum Rewards
    • ScoreCard Rewards gives you the flexibility to earn Points that are redeemable for exciting awards
    • Go to www.scorecardrewards.com to create a profile and/or log in

Visa Platinum Preferred

A distinctive card for distinguished customers.

  • Minimal annual fee
  • Convenience checks
  • Online access
  • All the advantages of Visa Platinum
  • Visa Platinum Preferred Rewards
    • ScoreCard Rewards gives you the flexibility to earn Points that are redeemable for exciting awards
    • Go to www.scorecardrewards.com to create a profile and/or log in
  • Additional Visa Platinum Preferred Benefits:
    • Identity Theft Insurance $1,000
    • Identity Theft Victim Assistance
    • Travel Reservation Service
    • Payment Card Registration
    • 90-Day Product Protection
    • Concierge Services
      • Global Dining Referral and Reservations
      • Performance and Special Events Information & Reservations
      • Limousine Reservations and “Meet & Greet” Services
      • Golf Course Information and Reservations
      • Flower and Gift Delivery Services
      • 24 Hour Medical Information
      • Business-related Research Services
  • Premium Customer Service