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Access your Visa Credit Card Account anytime, anywhere, 24 hours a day and 7 days a week.
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  Join the First National Bank of Northern California Family with an opening deposit of $100.00

Monthly Fees - With Value Checking, if you have direct deposit or maintain a minimum daily balance of $1,000.00 you will avoid the monthly service charge of $10.00.

No Transaction Fee - With Value Checking, there are no per check charges or per deposit fees. At First National Bank of Northern California you're family. Stop by and visit your local branch as often as you like with no teller fees.

Images of your cancelled checks
Instead of sending you a bundle of checks with your monthly statement, First National Bank of Northern California sends you laser images of the front of all of your paid checks on manageable 8 1/2 x 11 inch sheets. Along with the image of the check, the sheets will feature the check number, date paid, and amount right below the check.

With Value Checking you can sign up for our Personal On Line Banking Program. As an added benefit, you will receive our Classic Bill Payment product at no additional cost.

Personal On Line Banking - Manage your accounts 24 hours a day, 7 days a week from home, office or anywhere you have an Internet connection. Sign up today.

With Classic Bill Payment you can...
Schedule single and recurring payments. Change and/or stop scheduled payments. View Payment History. "Pay almost anybody" from your mortgage company to your gardener or anyone you mail checks to.

For an additional monthly fee of $2.00 you may upgrade to our Plus Bill Payment Product. With Plus you get all the conveniences of Classic with these additional features...

Set up bill payment reminders via e-mail. Pay bills from multiple bank accounts within First National Bank of Northern California. Add a memo or comment field to payments. Review your pending payment calendar. Manage your payee list by category.

With Value Checking you get these services with no additional monthly fees:
Debit MasterCard - It's a debit card that gives you all the benefits of an ATM card, plus this added bonus: You can use it to make purchases anywhere Debit MasterCard is accepted. Just present your card, sign the receipt, and the purchase amount will be deducted from your checking account.

First Telebanc - 24 hours a day 7 days a week your automated account information is just a phone call away.

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