Personal Checking
Family Value Banking Packages offers Checking Choices
eFree Checking
Designed for customers who prefer doing their banking electronically while paying no monthly service charge. This account can only be opened online at our website. There are no minimum balance requirements, no monthly fees and no transaction fees. And the first box of checks is on us (FNB style only).
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Features
- Minimum Opening Deposit: $100.00
- Monthly Fee: None
- No Transaction Fees
- Electronic Statements Required
- Paper Statement $5.00 per month
- FREE First Box of Checks (FNB Style only)
- Debit MasterCard*
- FREE First Telebanc*
- FREE Online Banking*
- Bill Payment*
- FREE for the first 90 days
- Classic is $5.95 per month thereafter
- Plus Bill Payment Service is $6.95 Per month thereafter
- Overdraft Protection*
- Security First Savings
- FirstLine Overdraft
*Application required
Value Checking
Designed for customers looking for convenience with a simple way to avoid a monthly fee. If you maintain the required daily balance or have a direct deposit, you will avoid the monthly service charge. In addition, this account offers Free Classic Bill Payment.
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Features
- Minimum Opening Deposit: $100.00
- Monthly Fee: $10.00
- Balance required to waive monthly fee: $1,000 Daily Balance or
Direct Deposit
- No Transaction Fees
- Check Imaging
- Debit MasterCard*
- FREE First Telebanc*
- FREE Online Banking*
- Bill Payment*
- FREE Classic Bill Payment
- PLUS Bill Payment is FREE for the first 90 days and $2 per month thereafter
- Overdraft Protection*
- Security First Savings
- FirstLine Overdraft
*Application required
Interest Checking
Designed for the customer who wants all the benefits of a checking account while earning interest. If you maintain the required daily balance, interest will be paid and you will avoid the monthly service charge.
Features
- Minimum Opening Deposit: $1,000.00
- Monthly Fee: $10.00
- Balance required to waive monthly fee: $2,000 Daily Balance
- No Transaction Fees
- Check Imaging
- Debit MasterCard*
- FREE First Telebanc*
- FREE Online Banking*
- Bill Payment*
- FREE for the first 90 days
- Classic is $5.95 per month thereafter
- Plus Bill Payment Service is $6.95 Per month thereafter
- Overdraft Protection*
- Security First Savings
- FirstLine Overdraft
*Application required
50+ Benefits Checking
Specially designed for customers age 50 and over who deserve more that just a checking account. With a 50+ Benefits Checking account, there are no minimum balance, no monthly fees and no transaction fees that provide numerous benefits.
Features
- Minimum Opening Deposit: $100.00
- Monthly Fee: None
- No Transaction Fees
- Check Imaging
- Debit MasterCard*
- FREE First Telebanc*
- FREE Online Banking*
- Bill Payment*
- FREE Classic Bill Payment
- PLUS Bill Payment is FREE for the first 90 days and $2 per month thereafter
- Overdraft Protection*
- Security First Savings
- FirstLine Overdraft
- FREE Checks (FNB style only)
- FREE Save Deposit Box (small size or $35.00 towards a larger size. $10.00 key deposit required)
- FREE Cashier's Checks and Money Orders (combined limit of 5 per month)
*Application required
Teen Checking
Designed for teens 14 - 17 years of age and is the perfect way for young adults to begin learning how to responsibly manage their money. This account is easy to use and has many features that fit the needs of a teen.
Features
- Minimum Opening Deposit: $50.00
- Monthly Fee: None
- No Transaction Fees
- Debit MasterCard*
- FREE First Telebanc*
- FREE Online Banking*
*Application required
Click here for a side by side comparison of our checking accounts.
Contact your local branch for more details