Online Account Opening

Sign up today for a Personal Checking or Savings Account Online

More about our Personal Checking Accounts:

eFree Checking
Designed for customers who prefer doing their banking electronically while paying no monthly service charge. This account can only be opened online at our website. There are no minimum balance requirements, no monthly fees and no transaction fees. And the first box of checks is on us (FNB style only).


Value Checking
Designed for customers looking for convenience with a simple way to avoid a monthly fee. If you maintain the required daily balance or have a direct deposit, you will avoid the monthly service charge. In addition, this account offers Free Classic Bill Payment.


More about our Personal Saving Accounts:

Security First
Designed as overdraft protection for your FNBNC Checking Account. If your designated Personal Checking or Interest Checking should become overdrawn, your money will transfer from your Security First to your designated FNBNC checking account to cover the overdraft.


For more details or questions about our Personal Checking and Savings Account Options, contact your local branch or call 650-588-6800.